Smart Banking Tools to Enhance Your Financial Experience.
Financial life requires intelligence and tools. Our APP offers you comprehensive bank information queries and various financial calculation tools, helping you easily tackle various financial challenges. Whether it’s querying bank information or performing complex financial calculations, our APP provides you with the smartest solutions.
IFSC/MICR Inquiry: Quickly and accurately search for the IFSC and MICR codes of bank branches.
Bank Information Inquiry: Obtain contact information and online banking details for banks.
Convenient Calculators: Easily calculate EMI, SIP, GST, and lumpsum investment returns.
Bank Favorites: Collect and manage frequently used bank branch information.
Open the APP and tap the “IFSC/MICR Query” button on the home screen to enter the query page.
On the query page, select the bank name and input the branch name. You can also choose a city to refine the search.
After filling in all necessary details, tap the “Search” button. The system will automatically search and display the corresponding IFSC and MICR codes.
The search results will be shown below. You can view detailed information and copy the IFSC or MICR code to the clipboard for use in other applications.
Open the APP and tap the “EMI Calculator” button on the home screen to access the EMI calculator page.
On the EMI calculator page, input the loan amount (e.g., ₹500,000), annual interest rate (e.g., 7.5%), and loan term (e.g., 20 years).
After entering all details, tap the “Calculate” button. The system will automatically calculate and display the monthly repayment amount (EMI).
The calculation results, including the monthly repayment amount and total loan repayment amount, will be displayed below. Utilize this information for loan planning purposes.
Open the APP and tap the “SIP Calculator” button on the home screen to enter the SIP calculator page.
On the SIP calculator page, input the monthly investment amount (e.g., ₹5,000), expected annualized return rate (e.g., 12%), and investment period (e.g., 10 years).
After inputting all necessary information, tap the “Calculate” button. The system will automatically calculate and display the expected future investment returns.
The calculation results, such as the total investment amount, estimated return amount, and investment appreciation, will be presented below. Use these results for long-term investment planning.
While querying IFSC/MICR codes or bank information, you can tap the “Bookmark” button next to the branch information to add it to your favorites.
Open the APP and tap the “Favorites” button on the home screen or in the personal center to access the favorites page.
On the favorites page, you can view all bookmarked bank branch information. Tap on any branch information to view detailed IFSC, MICR codes, and other details.
You can manage your favorites on the favorites page, including deleting unnecessary branch information or editing notes for future use.
To find the IFSC code, enter the bank name and branch name on the APP's homepage, then click the search button to retrieve it.
On the SIP calculator page, input the monthly investment amount, expected annual return rate, and investment period, then click the calculate button to obtain the result.
The EMI calculator uses the standard equal principal and interest repayment formula based on the loan amount, interest rate and loan period.